All information provided about the law is very general in nature and should not be relied upon as legal advice. Every situation is different and should be analyzed by a lawyer who can provide individualized advice based on the facts involved in your unique situation, and a consideration of all of the nuances of the statutes and case law that apply at the time.
What happens if I get in an accident with a rental truck?
Injured individuals may or may not have the ability to recover compensation under the moving truck company’s insurance policy
U-Haul, as well as other moving truck companies, do offer optional insurance coverage to help in situations where an accident happens. According to U-Haul, the most common incident they see with moving trucks is damage resulting from rocks hitting the windshield.
However, more extensive accidents do happen, where people can suffer serious injuries. In such cases, injured individuals may or may not have the ability to recover compensation under the moving truck company’s insurance policy. Additionally, many auto insurance policies do not cover damage or injuries associated with moving truck accidents.
Therefore, when deciding to rent a moving truck such as U-Haul, it is important for drivers to understand the following: (1) whether their car insurance policy covers accidents involving moving trucks, and (2) whether purchasing a supplemental insurance policy from the moving truck company would be sufficient to cover damage and personal injuries associated with an accident.