What might the insurance adjuster say to deny my spinal cord injury claim?

A spinal cord injury or other personal injury resulting in complete or partial paralysis can lead to significant costs for the injury victim in the present and future. Individuals accused of causing such injuries to others or their insurance companies, may deny responsibility or attempt to mitigate the amount of financial damages for which they may be responsible by alleging a number of defenses.

Contributory negligence: The person who caused your injuries or the insurance adjuster assigned to your claim may claim that you or someone else is partly to blame for the incident that led to your spinal cord injury or paralysis. The person may claim that you did not seek medical attention in a timely manner, or that you were perhaps not watching for oncoming traffic before crossing the street. In some states, a spinal cord injury victim or paralysis victim who contributed to the accident or his or her injuries in any way will be unable to recover any compensation at all.

Intervening cause: An accused individual may admit he or she caused the car crash, but argue that it was some other intervening event that led to your spinal cord injury or paralysis.

Overinflated expenses: The insurance adjuster may argue that the expenses and losses you claim are too high. The insurance adjuster may argue that your injuries are not as serious as they may otherwise appear or that the costs associated with your future care are exaggerated.