Atlanta Auto Accident Attorneys Discuss Types of Auto Accident Claims


September 12, 2015

Millions of car accidents occur each year. The chances are strong that either you or a loved one has been involved in a car accident in recent years. In fact, according to the car insurance industry, as reported by carinsurance.com, the average driver will file a claim at least once every 17.9 years. By these statistics, that means that if you obtain a driver's license at 16, the odds are quite high that you will experience some sort of crash by the time you turn 34, at the latest. In your lifetime, you will likely be involved in at least three or four accidents.

Thankfully, the majority of car accidents are minor. There are about 10 million accidents each year, which includes parking lot mishaps and fender benders. While the majority of accidents will not inflict serious injury, they can still be costly. Further, those accidents that are serious come at a considerable cost to the accident victim's physical well-being and wallet. The following is a look at the various types of automobile accident claims that you can seek after being involved in a car accident:

  1. Property damage claim: If your vehicle has been damaged in a car accident, you can file a property damage claim seeking damages for the cost to either repair or replace your car that was damaged in the automobile accident. Your insurance company will generally seek coverage from the at-fault party in the accident. Your total claim will depend on the extent of your damages and the amount of insurance carried by you and the other driver involved.
  2. Medical Payments Coverage (MedPay): MedPay automobile insurance is designed to cover your medical bills related to a car accident. Depending upon your MedPay insurance coverage, your insurance may pick up a certain amount of medical bills. This coverage is often called "no-fault" coverage because it pays out claims regardless of who was at-fault for the accident. Find out if you have this coverage today so that you know what to expect in the event you are injured in an accident.
  3. Bodily injury claim: Bodily injury coverage is intended to compensate the party who was not at-fault for the accident for their injuries stemming from the accident, which can include medical treatments, missed time from work, pain and suffering and more. Your automobile accident attorney can assist you in seeking this type of claim.

Montlick and Associates, Attorneys at Law: Put Our Over 30 Years of Experience to Work on Your Case!

Whether you have sustained property damage, personal injuries, or tragically lost a loved one in a crash, the Atlanta Automobile Accident Attorneys at Montlick and Associates, Attorneys at Law, are here to help. Our firm offers over 30 years of experience representing injured individuals. We strive to provide exceptional representation to each client.

We represent injury victims across Georgia and in the Southeast. Prompt action is vital to the success of your automobile accident case. As such, do not delay in seeking legal assistance as your time to file a personal injury claim after your accident is limited. Call Montlick & Associates, Attorneys at Law, 24 hours a day/7 days a week for your Free Consultation at 1-800-LAW-NEED (1-800-529-6333). You can also visit us online at www.montlick.com and use our Free Case Evaluation Form or 24-hour Live Online Chat.

Category: Auto Accidents

Please Note:
Many of our blog articles discuss the law. All information provided about the law is very general in nature and should not be relied upon as legal advice. Every situation is different, and should be analyzed by a lawyer who can provide individualized advice based on the facts involved in your unique situation, and a consideration of all of the nuances of the statutes and case law that apply at the time.