What If I’m Hit By an Uninsured Driver in Georgia?

Uninsured Motorist Coverage also protects you if you get hit by a hit-and-run driver or if you get hit by someone who has insurance but whose policy is not enough to cover your medical treatment and other bills caused by an accident.

Generally, this coverage is an additional add-on to your policy and does not come standard, but it is extremely important for all drivers.

While drivers are generally required to have a minimum policy in liability coverage to drive legally (the minimum amount varies by state), recent studies indicate that as many as 33% of all vehicles on the road may be uninsured. In some cases, drivers never purchased insurance, or the insurance company canceled their policy because of late or missed payments.”

Many people do not realize that they have UM coverage, whether by their own policy or under applicable resident relative coverage (O.C.G.A. § 33-34-3.1) If you have been hit by an uninsured driver, or injured in a hit-and-run accident, it is extremely important that you contact a lawyer as soon as possible. (If you’d like to claim your free consultation with a Georgia car accident attorney, click here)

Our lawyers are skilled in looking for layers of coverage in every accident. That means we leave no stone uncovered when we investigate your case, and we don’t leave any of your money on the table. We make sure that every possible avenue of coverage is fully investigated and applied to your final check.