When you are involved in a motor vehicle collision that causes serious injury, it is normal to feel as though you have been victimized by the other driver who is alcohol impaired, distracted or otherwise careless. While many people believe that the other driver’s insurance company will make a reasonable offer to settle the claim if liability is reasonably apparent, unfortunately this assumption fails to properly consider the function of insurance companies. An insurance company is in business to make money for its owners or shareholders, and accordingly its goal is to maximize revenue which is accomplished at least in part by minimizing the amounts paid on insurance claims.
The best way to protect a motor vehicle accident injury claim is to retain an experienced Georgia auto collision attorney with the experience to effectively respond to common insurance company strategies including the following:
Obtaining Compromising Admissions: The insurance adjuster may approach you in an amicable manner to obtain information that theoretically will be used to process your claim. However, one of the main purposes of such communication usually is to discover facts that can be used to undermine your claim. Damaging evidence many include admissions that you were speeding, distracted or previously injured. When you must deal with the insurance company for the other driver, it is always advisable to have a knowledgeable personal injury attorney engage in these discussions so that you do not inadvertently provide damaging information that you are not obligated to volunteer.
Use of Financial Pressure: Insurance companies recognize that delays in paying a claim can be an effective strategy to motivate an injury victim to settle for less money. Whether an injury victim needs money to pay medical bills or pay household expenses, insurance adjusters understand that the pressure to settle increases the longer a victim must wait for compensation during a period of incapacity. A Georgia motor vehicle accident attorney can take affirmative steps to counter tactics by the other driver’s insurance company that are designed to create unreasonable delay in settling a car accident injury claim.
Lowballing the Value of Claims: Insurance companies often make broad requests for medical records so that the insurance company can have medical experts claim the injuries are not significant or debilitating. The insurance company also might look for prior existing injuries or medical conditions to which they can attribute injuries allegedly caused by the car crash. However, aggravation of a pre-existing condition is compensable.
Put Our Law Firm’s Over 39 Years Experience to Work For You!
If you or a family member suffers serious injury or a loved one dies in an Atlanta traffic accident, our Georgia auto accident attorneys at Montlick and Associates have been representing injury victims for over thirty years throughout all of Georgia and the Southeast, including but not limited to Albany, Athens, Atlanta, Augusta, Columbus, Gainesville, Macon, Marietta, Rome, Roswell, Savannah, Smyrna, Valdosta, Warner Robins and all smaller cities and rural areas in the state.
No matter where you are located our attorneys are just a phone call away, and we will even come to you. Call us 24 hours a day/7 days a week for your Free Consultation at 1-800-LAW-NEED (1-800-529-6333). You can also visit us online at www.montlick.com and use our Free Case Evaluation Form or 24-hour Live Online Chat.