Car Slams into Two DeKalb Homes, Setting One on Fire
Recently, a young driver lost control of his vehicle and collided into two homes in DeKalb County, setting one on fire, according to The Atlanta Journal Constitution. The accident happened shortly before 10 a.m. A Pontiac GTO careened through a yard then hit a house before colliding into another one. Police officers report that the driver struck a gas line on the side of the second home, setting it on fire. Fortunately, the driver was not hurt in the accident and escaped his vehicle before fire crews arrived to put out the flames. A woman inside the fiery home was also thankfully able to escape without injury. It is not clear what caused the accident, but does appear the local teen lost control of the vehicle for some reason.
Home and Property Damage After a Car Accident
If the driver of an automobile negligently hits your house, that person can be liable for any and all damages. However, the insurance company will only pay up to the policy limits for the particular coverage involved. For instance, if a negligent driver slammed into your home and caused $100,000 worth of damage to your home, you could face complexities if the driver's policy offers just $25,000 in property damage. The insurance company is liable only up to the maximum policy limits. Amounts in excess of this figure will not be collectable from the insurance company under ordinary circumstances.
So how do you obtain compensation for the remainder? In the case of a house being damaged, you have a few other options. You could seek to file a homeowners' insurance claim. Most homeowners' insurance policies will cover against damage caused by the negligence of third parties, although your specific policy could vary. You might also be able to seek compensation through your insurance company, even though you were not the one driving, at times your comprehensive coverage will handle an accident such as this, depending on your policy. Although low policy limits on the part of the driver will complicate the action, you still have several viable options to recover for your damages from the accident.
Whenever you have experienced injuries or considerable property damage in an accident, you will need the assistance of an experienced car accident attorney. Your attorney will assess the facts and circumstances of what happened and walk you through the necessary steps to obtain full compensation for all damages related to the accident. Contact an automobile accident attorney as soon as possible after the crash to start on the road to a full recovery. You could be entitled to receive coverage for your property damage, injuries, lost wages and more.
Montlick and Associates, Attorneys at Law: Seasoned Auto Accident Attorneys
If you have been injured in a car accident, contact the Georgia Car Accident Attorneys at Montlick and Associates, Attorneys at Law. Our firm is dedicated to assisting those injured in all manner of traffic accidents across Georgia and in the Southeast and we bring over 38 years of experience to your car accident case, providing you with the compassionate representation you need to protect your rights. The sooner you act after your injury, the greater your chances of obtaining a full recovery. As such, it is important that you seek the assistance of a licensed lawyer as soon as possible. Call Montlick & Associates, Attorneys at Law, 24 hours a day/7 days a week for your Free Consultation at 1-800-LAW-NEED (1-800-529-6333). You can also visit us online at www.montlick.com and use our Free Case Evaluation Form or 24-hour Live Online Chat.