Autonomous Driving Company Pushes for Greater Insurance Involvement
May 1, 2018 (cnet.com) According to an online report from cnet.com, one self-driving startup is advocating for insurance companies to play a much greater role in the development of autonomous technology.*
In the current state of the self-driving world, lawmakers across the country are trying to determine how to regulate autonomous vehicles, and many companies are trying to understand how the changing auto industry will affect them. Insurance companies in particular are working to find their role in a new autonomous world.
One autonomous driving startup, Oxbotica, has been analyzing the way self-driving vehicles gather and share information and believes insurance companies should play a direct hand in the process. The company says self-driving vehicles would be much safer and would advance more quickly if they were shaped by insurance companies. The insurance companies could imbed policy information into the vehicle systems that could adjust vehicle behavior based on surrounding risk factors.
Using vehicle-to-infrastructure technology, autonomous automobiles could detect accidents or hazards, consult internal insurance risk assessment logic, and slow down or plan another route. Not only would single vehicles adjust under the risk mitigation, other vehicles in their fleets would also adjust because of vehicle-to-vehicle communication.
Oxbotica, which is a spinoff from Oxford University, believes that involving insurance companies and risk assessment in the operations of early autonomous models will allow insurance companies to easily adjust and will lessen some lawmakers’ concerns about vehicle testing in their states. With these problems addressed, Oxbotica claims, self-driving vehicles would find a smoother road to mainstream production.
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