Traps for the Unwary When Dealing with Insurers
Georgia Motor Vehicle Accident Lawyers Highlight Traps for the Unwary When Dealing with Insurers
Insurance carriers often leverage injury victims’ lack of experience and knowledge when dealing with accident claims. Many claims are compromised by strategic errors such as those generally outlined in this blog article.
Avoid Accepting a Settlement Too Early
Although insurance companies routinely take their time settling claims, there are situations when an insurer might offer to cut a check quickly. Insurers know they have an advantage in cases where the liability of their insured is fairly apparent if they can settle the claim prior to the injury victim finishing treatment or obtaining legal advice. However, the insurance carrier’s settlement always comes with important strings attached.
Injury victims will be asked to execute a General Release of Liability or similar document. A release of this type usually waives claims that are known and unknown. Car accident victims who fall into this trap for the unwary could waive their right to pursue claims for injuries that have not even been diagnosed. Since you cannot know what additional medical procedures or injuries could become necessary down the road, car crash claims usually should not be settled until your doctors have determined you have reached your maximum recovery and you have discussed the matter with a personal injury attorney. Individuals who experience injury in a motor vehicle accident may likely regret settling a car accident claim without speaking to an attorney to obtain advice about their legal rights, the possible value of their claims.
Avoid Delays In Retaining Legal Representation
While personal injury victims are not required to retain an attorney, insurance companies recognize they have a significant advantage when they deal with an unrepresented party. The legal process is complex and confusing, so an insurer with a team of insurance defense attorneys, adjusters, investigators, and significant litigation resources will exploit its massive advantage in resources, experience, knowledge, and manpower. When you retain our Atlanta personal injury attorneys, you can shift the scales of justice back in your direction.
Avoid Taking Advice from Insurance Adjusters
Some car accident victims make the mistake of assuming they can trust information provided by an insurance adjuster or other representatives of the insurance carrier. Insurance adjusters may seem friendly and helpful, but they are not on your side. Their financial interest is aligned with the carrier that pays their salary. When you are told that retaining an attorney will reduce your recovery because of legal fees, the adjuster normally knows that statistics show represented clients usually receive substantially more than self-represented injury victims. A study conducted by the Insurance Research Council (a pro-insurance industry organization) found that personal injury plaintiffs with an attorney settled their case for an average of 3.5 times more than plaintiffs who settled directly with the insurance company. The disparity in the settlements even allowed for the amount paid in attorney fees. The pathway through the litigation and insurance claims process is filled with obstacles and traps for the unwary, but our experienced personal injury attorneys guide our clients along this treacherous path.
Put Our Law Firm's Over 37 Years Of Legal Experience To Work For Your Case!
If you or a loved one has been injured in an auto accident caused by someone else's negligence, contact Montlick & Associates today for your free consultation with our experienced Georgia motor vehicle accident lawyers. Montlick & Associates has been representing those who suffer serious injuries throughout all of Georgia and in the Southeast for over 37 years, including but not limited to Albany, Athens, Atlanta, Augusta, Columbus, Gainesville, Macon, Marietta, Rome, Roswell, Savannah, Smyrna, Valdosta, Warner Robins and all smaller cities and rural areas in the state.
Your Time to File a Claim is Limited By Georgia Law
There are time limitations for bringing a claim. Be sure to read our "Georgia Statute of Limitations" page for more information about important deadlines that effect your ability to file an injury claim. We also provide a "A Guide to Personal Injury Law in Georgia" that will help you better understand the laws the affect your case.
No matter where you are located our attorneys are just a phone call away, and we will even come to you. Call us 24 hours a day/7 days a week for your Free Consultation at 1-800-LAW-NEED (1-800-529-6333). You can also visit us online at www.montlick.com and use our Free Case Evaluation Form or 24-hour Live Online Chat.
Montlick & Associates, Attorneys at Law
17 Executive Park Dr NE
Atlanta, GA 30329
Telephone: 1 (800) LAW-NEED
Telephone: 1 (404) 529-6333