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How Avoiding Speeding Helps tp Keep Your Insurance Rates Low

October 01, 2018

USA- writes that speeding tickets play a part in a person’s car insurance rates. Millions of drivers get caught speeding each year, making speeding tickets one of the most common traffic violations. The fines drivers face for the actual ticket are not the only financial cost of a speeding violation.

When a person gets a speeding ticket, their insurance rates increase. Insurance rates are set based on a number of different factors. One thing companies consider isa person’s driving records. The companies are trying to determine how great of a risk these drivers present, and one way to determine the likelihood of a person being involved in a crash is to look at whether they have moving violations, such as speeding tickets. 

One estimate indicates that a person’s insurance rates can increase by as much as 22 or 30 percent as the result of a speeding ticket. The rate increases are greater if a driver is caught speeding more than 15 miles per hour over the speed limit. Drivers who are ticketed multiple times will have even higher rates. 

The states in which drivers see the greatest rate hikes after speeding tickets include Georgia, Florida, and Michigan. The rates for premiums can increase by well over $1,000 in each of these states. 

Different insurers have different formulas they use to determine how much a person’s rates will go up after a ticket. The percentage increase can range from 12 to 37 percent. 

Additionally, after getting a speeding ticket, you will likely lose any “safe driver” discounts. The impact of just one ticket can be extremely expensive. 

Accident News is an archive of select Georgia car crashes, designed to alert and educate drivers, to help them avoid the most common causes of motor vehicle crashes.  If you or a family member are injured in an accident, call Montlick & Associates 24/7 for your free consultation at 1-800-LAW-NEED (1-800-529-6333) or use our live chat at  For more information about Montlick & Associates’ award-winning public service programs click here.  

Montlick & Associates, Attorneys at Law

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Atlanta, GA 30329
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* This blog is intended to provide the public with news concerning serious automobile accidents and related stories. Although we are receiving this information from news organizations, initial reports may be different from conclusions reached by law enforcement personnel and other organizations, upon further investigation. Therefore, the accuracy of the content is not guaranteed. The information published here is based on information that has already been reported by a news organization, or other sources, and we cannot and do not assume responsibility for its accuracy. The source that we utilized at the time is provided above. If this posting pertains to you or your family and you do not wish for it to be on our website, please email us at [email protected] and we will be happy to remove it, but when doing so, please include a link to the the article that you wish to be taken down.

Category: Accident News

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