Misclassifying Employees as Independent Contractors to Avoid Workers Compensation Insurance
Georgia law requires employers with at least 3 employees to obtain a workers' compensation insurance policy to cover employees injured at their place of work or arising out of and occurring within the course and scope of employment.This means that workers' compensation benefits cover more than tasks performed during work hours or on the employer’s premises, but also tasks and recreational activities that are encouraged or supported by the employer or for the benefit of the employer. While workers' compensation benefits can provide a vital resource for medical care and lost income resulting from workplace injuries, a growing number of employers are implementing policies to avoid incurring the cost of paying for workers' compensation insurance.